Not sure of the rebuild cost? Estimate it
Insurers are ranked by fit to what you entered (rebuild value, contents, excess, location, how you want to buy), not by price. Product facts are from each insurer's current pages (checked October 2026). Rebuild estimates use typical 2026 NZ build costs per m² by quality band, plus 12% for demolition, site works and fees. Premiums include the Natural Hazards Commission levy and GST. Many NZ homes are under-insured: check your sum insured every renewal. General estimate only, not a quote or financial advice.