Insurers are ranked by fit: each change you make re-scores them against their published product rules (excess options, vehicle types accepted, value limits, discounts, buying channel). It is not a price ranking; the only real price is a live quote. Product facts are from each insurer's current pages and published comparisons (checked October 2026). Comprehensive cover assumes agreed value. Third-party covers damage to other people's property only. Drivers under 25 and over 70, claims history, parking and annual distance are the biggest pricing factors. General estimate only, not a quote or financial advice.